1. Simply make 15 purchases with your mphCard OR make monthly direct deposits of $500 or more to unlock these rewards:
Up to 0.55% APY* interest on your Spend account balances. That’s more than the FDIC national average for checking accounts*.
Waives monthly $9 membership fee* (Special Limited Time Offer: Free for the first 6 months of your new mph.bank account.)
2. When you make 15 purchases with your mphCard, you unlock monthly network Referral Rewards*
monthly network referral rewards*
Refer friends and you could earn a dollar for each person, up to six degrees of connections, every month*. It can add up!
Try our calculator and see how much you can make.
Calculate Your Referral Rewards
First Degree Connections
Number of people that open accounts using your referral code.
2nd-6th Degree Connections
Average number of people who open accounts for each person in your network.
Percentage of People That Qualify Each Month
*Requires 15 monthly purchases per month using your mphCard to qualify. $8,500 maximum monthly earnings in Referral Rewards. Calculated earnings are hypothetical or for illustrative purposes. Your results may vary. Please consult the mph.bank terms and conditions.
mph.bank is VERY different than classic network marketing organizations
mph.bank does notrequire product purchase commitments
mph.bank does not have hidden fees
mph.bank does nothave product sales requirements
mph.bank does notask you to pay for sales materials
What mph.bank does:
mph.bank protects your money
Your deposit balances are FDIC (Federal Deposit Insurance Corporation) Insured. FDIC insurance is backed by the full faith and credit of the United States government.
mph.bank rewards you for referring friends
You make 15 mphCard purchases so that your rewards are “unlocked” to allow you to earn rewards each month.
mph.bank is different than the mega-banks
We decided to give $$$ to our customers instead of buying expensive media, building swanky branches with coffee bars, or sponsoring professional sports stadiums.
Enter your mobile number below and we will text you a link to the mph.bank app.
What does it cost to use mph.bank?
There is only one monthly $9 membership fee that’s easy to avoid!
Simply make 15 purchases each month with your mphCard it waives the only fee on the account. This also unlocks additional goodies. You could make $$$ with monthly Referral Rewards* and also earn 0.55% APY* interest on your Spend account balances.