Privacy Notice

The sharing of information that we collect about you is guided by the Liberty Savings Bank Consumer Privacy Notice, which explains how we collect personal information, how we use it, and the choices you may have regarding certain information‑sharing practices.

If you are a California resident, please also review the Additional Privacy Information for California Residents, which provides disclosures and rights available under applicable California privacy laws.

• Liberty Savings Bank Consumer Privacy Notice: Printer-Friendly Version (PDF)
• Additional Privacy Information for CA Residents: Printer-Friendly Version (PDF)

Online Liberty Savings Bank Privacy Notice

Liberty Savings Bank (“Liberty,” “we,” “us,” or “our”) is committed to protecting your personal information. This Privacy Notice explains how we collect, use, share, and protect information when you interact with us online, through our mobile applications, at our financial centers, or through other digital services.

This notice applies to consumers in the United States.

Information We Collect

We collect personal information when you interact with Liberty Savings Bank, including when you:

• Open or manage an account
• Apply for a loan or other financial service
• Use online or mobile banking services
• Participate in promotions, events, or marketing activities
• Communicate with us by phone, email, text message, or through our website

The personal information we collect may include your name, address, email address, phone number, account information, transaction history, and other information related to your relationship with us.

We may also collect technical information such as device type, browser type, IP address, and usage data when you visit our website or use our mobile applications.

Images and Media

We may collect images or media files that you voluntarily provide when using our digital services or mobile applications, including:

• Photos of checks submitted through mobile deposit
• Images of documents provided for account servicing or loan applications
• Other images or files you choose to upload through our services

We do not access or collect photos or images from your device unless you choose to provide them or grant permission through your device settings.

How We Use Your Information

We use personal information, including images and media, to:

• Provide, administer, and manage banking products and services
• Process transactions and service requests
• Verify identity and submitted information
• Communicate with you regarding your accounts, services, or promotions
• Improve our products, services, and customer experience
• Comply with legal, regulatory, and security requirements

Images and media are used only for the purpose for which they were provided and are retained in accordance with our record retention and security policies.

How We Share Information

We may share personal information as permitted by law, including:

• For our everyday business purposes, such as processing transactions and maintaining accounts
• With trusted service providers that perform services on our behalf
• To comply with legal obligations, court orders, or regulatory requirements

We do not sell your personal information.

Text Messaging & SMS Communications

If you choose to receive text messages from Liberty Savings Bank, we may collect your mobile phone number and your consent to receive SMS communications.

Text messaging originator opt‑in data and consent will not be shared with third parties, except for aggregators and providers that deliver text message services on our behalf.

Message frequency may vary. Message and data rates may apply. You may opt out of receiving text messages at any time by replying STOP, or request assistance by replying HELP.

Online Tracking and Cookies

We may use cookies and similar technologies to support website functionality, analyze usage, and improve our services. You can manage cookie preferences through your browser settings.

Protecting Your Information

We maintain administrative, technical, and physical safeguards designed to protect your personal information in accordance with applicable federal banking regulations.

Children’s Privacy

Our services are intended for a U.S. audience and are not directed to children under the age of 13, except for accounts opened for a minor by a parent or legal guardian.

Contact Information

If you have questions about this Privacy Notice or our privacy practices, please contact us:

Liberty Savings Bank
📞 (800) 436‑6300
🌐 www.libertysavingsbank.com